Finding The Best Car Insurance Company
When you are shopping for car insurance, you want to be assured that you have chosen the best car insurance company. In this article, I am going to give you a few things to look for, and help you make the best decision.
First, and foremost, you want to go with a company that is well known and has a positive reputation for paying their claims quickly and providing good customer service. I have dealt with several of the smaller companies, and they are not so easy to work with.
I am going to list what the market considers the best car insurance company, and you can choose from these. Now there is a way that these companies are rated, and it is done by a company called A.M. Best; they rate them kind of like a report card with A’s but with a A+ or A++. You would typically want to go with a company that has a A++ rating.
Here are the 7 names that have been rated as the best car insurance company:
1. Progressive has been around for over 70 years and is one of the largest auto insurance provider in the United States. They offer 24 hour service on their website for service and claims, making managing your policy very convenient.
2. GEICO is a large company that has recently become very well known for their caveman and gecko commercials. They have a great reputation for their customer service. They offer a variety of discounts that other companies do not, such as anti-theft, college graduate, defensive driving, as well as the good student, military, and drivers ed discounts. They have a A++ rating by A.M.Best, which as mentioned before, the highest rating you can get. They are very stable financially and have been around for over 70 years as well.
3. Allstate is also at the top and was given an A+ rating by A.M.Best for their financial stability. They offer several programs such as the Accident Forgiveness Program, which protects you from your insurance going up if you are in an accident, no matter if it’s your fault or not. You can also get their safe driving bonus, earning up to 5% of your premium, given to you as a check at the end of your term, as long as you are accident free.
4. Liberty Mutual has over 900 sites around the world. They went national in 1994 making them available in over 20 countries. Their score by A.M.Best is A for their financial strength.
5. Nationwide is also another of the counties largest financial service providers, putting them in the top 7 best car insurance company. They are claiming to have over $161 billion in assets and ranked #108 with Fortune 500.
6. Travelers placed as #93 with the Fortune 500, and was rated A+ by A.M.Best. They offer discounts for hybrid vehicles, multi-car, good student, and good driver discounts. They are in the US, Ireland, UK and Canada.
7. Amica is the oldest mutual insurance company, and has been around since 1907. They are in every state in the US except Hawaii.
Here you have 7 of the best car insurance company with the highest ratings by A.M.Best for their financial strength, and those with the best options. I would start off with this list and find what suits your needs. You can do this easily by using online quoting sites which will compare them all for you.
Tags: allstate, auto insurance, car insurance company, gecko, geico, insurance provider, progressive
